Investment options in india
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Sweden Discover convenient modes of money transfer from Sweden. Channels for Banking Requests. How To Fund Your account. Back to Main Menu. Invest in India, through a variety of Investment avenues, from one single online location. To benefit from indirect participation in the stock market. The thumb rule of investment in real estate says investor should look at the property available at Km away from the city with the time frame of 5- 7 Yrs.
Real estate investment offers very low level of liquidity. It also generate higher rate of returns. NRI can also invest into Indian real estate. Rate of returns in fixed deposits are higher than bank saving account. An investment into 5 year fix deposit is eligible for tax benefit under section 80 C.
NSCs are a practically risk free avenue of investment as they are backed by the Government of India. NSC is available at authorized post offices. NSCs have a maturity of 6 years. NSC is gives tax benefit under section 80 C. Minimum investment amount is Rs. Post office — MIS — Post office monthly income Scheme is specially made for the purpose of providing regular pension to the investors. Maximum limit for investment is Rs. It was started with the objective of providing income security to the workers in the unorganized sector and self employed individuals in their old age.
PPF offers tax benefit under section 80 C up to Rs. PPF has lock in of 15 Yrs. Bonds — Bonds is a form of lending money to government or company. In exchange, government or company pays fix amount of interest on principal. Corporate bonds offer higher returns compare to government bonds, because of the risk factor. Before investing into bonds, Investor should always look for the rating and the interest rate offered by the bond.
NRI can also invest into Bonds. Generally issuer of the bond mention the eligibility criteria for investors, NRI can refer the offer document and invest into bond if they are allowed. Key takeaways before you take investment decision Risk Profile — chose the investment option based on your risk profile.
A low risk investor should not invest into equities. He should look for the safe investment option. Risky asset class causes a loss of principal. Liquidity — Liquidity is also an important criterion for selection of Investment Avenue.
Because PPF has minimum lock in of 5 Years. Time Frame — Investment in any of the asset class should be done with specific time horizons. Taxation — Taxation kills the real returns of investment, investor should always look at the tax treatment of any investment before investing into it. Eventually investor is not earning any returns post inflation.
Taxation for NRI is a little difficult to understand. NRI should consult an expert before investing, which can eventually help to reap handsome post tax returns. This site is meant for informative purposes only. Please consult the website of the concerned mutual fund or any other relevant source for exact information.
If there is any error in information on this site, kindly bring it to our notice by sending us a Feedback. To know about the best investment options in India and to identify the risky and risk-free asset classes read on. The options open to NRIs in India is also discussed in this article.
Investment Options in India.