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For example, with registered plans, such as a Registered Education Savings Plan (RESP), you may be eligible to receive additional government grants or bonds to help you reach your goals to save for your sons education. Before you buy any investments, check to make sure that the person or business youre dealing with is registered using the Canadian Securities Administrators National Registration Search.
If you have a financial plan, it may include an estimation of how much of an annual income you need to have the lifestyle you currently do, or to have the lifestyle you want in retirement. The amount you receive from these additional sources will affect the amount you need to withdraw from your investments.
Learn more about making withdrawals from a RRIF and see the minimum withdrawal rates.